Simple, honest pricing
Try everything free for 3 days. Keep going for $25 a month, including 600 AI credits. Cancel anytime.
$0 / 3 days
Full access so you can see your own results first.
- Full access for 3 days
- 100 AI credits to try the analysis tools
- Credit education library
- Guided onboarding and goal setup
- Cancel before day 3 and you're not charged
$25 / month
Billed monthly after your 3-day trial ends. Cancel anytime.
- 600 AI credits every month
- AI credit report analysis across all three bureaus
- Potential issues with plain-language explanations
- Personalized action plan with target dates
- Dispute Center: editable letters and PDF download
- Dispute tracking from draft to resolution
- Homebuyer and business funding readiness tools
- Secure document storage and AI chat about your profile
How AI credits work
Credits are used when you run AI-powered actions like report analysis, dispute drafting, review scans and escalation workflows. Your 600 monthly credits reset each billing month. Unused credits don't roll over; top-up packs never expire.
Example usage
- AI guidance message1
- Credit file summary25
- Full report import + parse75
- Full violation scan150
- Round 1 dispute draft (1 account)30
- CFPB complaint draft50
Need more credits?
Add a one-time pack any time. Packs stack on top of your monthly credits.
500 credits
$15 one time
1,500 credits
$39 one time
CreditPath AI is an educational technology platform — not a credit bureau, lender, law firm, financial advisor or credit scoring company. We never promise score increases or guarantee removal of negative information. AI output is for your review before you take any action.